Understand every number
We show the calculation step by step, with the rules in plain words.
For freelancers working in Portugal
Portuguese tax for freelancers, finally clear.
Working on recibos verdes (green receipts, the way freelancers invoice in Portugal)? See in seconds how much IRS (income tax) and Social Security you may pay, and how much to set aside each month. No mental maths, everything explained in plain English.
- 2026 figures, checked on 11 November 2026
- Nothing leaves your computer or phone
- Free, no account
€1,510yours / month
Set aside per month
€300
- Take-home €18,119
- IRS €2,286
- Soc. Security €3,595
For every €1,000 you invoice, about €245 goes to IRS and Social Security. Your clients already pay €230 upfront; set aside €150.
See the step-by-step calculationEstimate for a full year, from the 3rd year of activity onwards, with business clients.
Why this site
Understand your taxes, calmly
Nobody starts freelancing to become a tax expert. We put the essentials in one place, explained the way a friend would explain them.
Know how much to save
One monthly amount to set aside, already counting what your clients withhold.
Official terms explained
We keep the Portuguese names you will see on the Portal das Finanças, with an English explanation next to them.
No account needed
No account or email required. The calculations run on your own computer or phone.
How it works
Three steps, two minutes
- 1
Say how much you invoice
Per month or per year, and what kind of work you do. That is all you need to start.
- 2
See where the money goes
Take-home pay, IRS and Social Security in a simple chart, with the detail if you want it.
- 3
Set aside the right amount
Find out how much to put aside each month, so the tax bill does not catch you off guard.
Free tools
Everything you need, no sign-up
Freelancer tax calculator
IRS, Social Security, take-home pay and how much to set aside each month. Includes IRS Jovem and the reduction in the 1st and 2nd year of activity.
CalculateSocial Security
Your monthly contribution, with the minimum, the maximum and the case where you also have a salary.
CalculateVAT exemption
Can you invoice without VAT? See where you stand against €15,000 and €18,750.
CheckDeadline calendar
All the year’s dates on one timeline, with reminders on your phone.
See deadlinesUpdated
Latest news
What has changed for people on recibos verdes, with official sources.
Self-employed workers with formal accounts can opt for the quarterly declaration until 30 November
If you keep formal accounts, you can choose the quarterly declaration for 2027 on the Segurança Social portal, by 30 November.
Read the newsThe cut in 2026 IRS rates has been published
It is in the Diário da República (Decreto-Lei n.º 212/2026, of 4 November 2026): the rates of the first six brackets go down for the whole of 2026.
Read the newsThe 2027 State Budget passes its first reading
The proposal moves to the detailed stage (especialidade); the final overall vote is scheduled for 24 November.
Read the newsDon’t forget
Upcoming deadlines
When a date falls on a weekend or public holiday, it moves to the next working day — that is already counted.
Full calendar for your phone- 20Nov Social SecurityPay your Social Security contribution
- 21Dec IRSIRS: 3rd payment on account (only if the Finanças ask)
- 21Dec Social SecurityPay your Social Security contribution
- 20Jan Social SecurityPay your Social Security contribution expected date
Transparency
Why you can trust these numbers
Official sources only
Diário da República (the official journal), Portal das Finanças and Segurança Social. Every page shows the links.
Visible check date
All 2026 figures were checked on 11 November 2026. When the law changes, we update.
Your numbers stay with you
The calculations run on your own computer or phone. What you type into the calculators is not sent or stored.
Honest about the limits
We say which simplifications we make. We are not accountants, and we do not pretend to be.
Frequently asked questions
Is my data sent anywhere?
No. All calculations run on your own computer or phone, and what you type into the calculators stays there. The site shows Google AdSense ads, which may use cookies; where the law requires it, personalised ads only appear with your consent.
Where do the tax figures come from?
From the official 2026 sources: the IRS brackets in Lei n.º 73-A/2025 (the 2026 State Budget), with the lower rates of Decreto-Lei n.º 212/2026, the IAS (Indexante dos Apoios Sociais, a reference value used in several rules) of €537.13, the Social Security rate of 21.4% and the VAT exemption limit of €15,000.00. Each page lists its sources and the date we checked them.
Does this replace an accountant?
No, and we do not pretend it does. We are here to help you understand the numbers and plan calmly. For specific decisions, speak to a certified accountant (contabilista certificado).
How much does it cost?
Nothing. There is no paid version and you do not need an account. Simples IRS is free and will stay free. To make that possible, we show a few discreet ads.
Free today, free tomorrow
Simples IRS is free and will stay free. To make that possible, we show a few discreet ads. You do not need an account.